About SearchCoins AI
Built for the people who keep India moving.
Delivery riders. Drivers. Security guards. Salon and factory hands. The people whose work keeps every city running, yet whose hard work rarely adds up to a steadier life.
We are building their financial stability layer: a voice-first assistant that rewards workers for learning about their money and their rights, and helps them claim protections they are already owed.
मेहनत आपकी। हक़ भी आपका।
Your hard work. Your rights too.
हिंदी · Hinglish · भोजपुरी · తెలుగు · தமிழ் · ગુજરાતી · हरियाणवी · বাংলা We are starting with Hindi and Hinglish. These are the languages we are working towards.
The problem was never hard work.
Good weeks. Bad weeks.
Your income moves week to week. A strong one, then a slow one. One repair, one illness, one stretch without work, and a whole month can come undone. It is hard to build anything on a line that keeps jumping.
Working every day, invisible on paper.
With no payslip, banks and insurers cannot really see you, even when you have a bank account. The formal money system was built around a fixed salary. It was never built around the way you actually earn.
Three gaps nobody closed
Money products assume a salary
Loans, insurance, even a simple line of credit are built for a predictable payday. Earn a different way, and the doors quietly close.
Help exists. It rarely arrives.
Real government support is already out there: accident cover, health cover, pension schemes, welfare boards. But paperwork, low awareness, and old disappointments mean what is already yours often goes unclaimed.
The wrong language, the wrong tone
Money advice lives in English, in fine print. Most workers think in Hindi and other Indian languages, speak more easily than they read, and have learned the hard way to distrust anything that sounds like a sales pitch.
Steady first. Then grow.
A voice-first assistant that sits under your money life, in your own language, and puts steadiness before growth. You talk to it the way you talk to a friend. It does the rest. Here is the journey:
- 1
It starts with rewards you can feel
Learn something useful about your work, your money, your rights. Answer a few questions. Earn rewards that are real: real money, real gold.
- 2
A money habit forms
With your permission, it keeps track of what comes in and goes out, straight from the bank messages your phone already gets. No forms, no diaries. You always know where you stand.
- 3
Help that was always yours
Plain advice for the slow weeks, and the government schemes and covers you already qualify for: accident, health, pension.
- 4
Growth that fits your life
As it learns your patterns, the right next steps open up: savings, gold, insurance, fair credit. Only when they fit. Never pushed.
What opens up as you grow
Today, it is rewards and steadiness. As the assistant learns your patterns, your good weeks, your slow weeks, what you manage to set aside, doors that were always closed start to open:
- Small monthly savings (SIPs)
- Gold investment
- Insurance that fits your work
- Fair loans
- Credit cards
- Legal help
- Job support
A credit story of your own
Banks judge you by a payslip you do not have. Here, your steady habits, how you earn, what you set aside, what you repay, how you show up week after week, quietly build a parallel record of trust. Credit that finally speaks for you, built from how you actually live.
Every one of these arrives only when it fits your life, and only ever with your yes.
None of these exist today. Each one needs a regulated partner and the right approvals before it can be real. We are not a bank, an NBFC, an insurer, or an investment adviser. We do not lend money, and nothing on this site is personal financial advice.
You start by earning, not by filling forms
You come for something useful: learn a little about your work, your money and your rights; answer a few questions; and earn rewards that are real, real money, real gold, genuine brand offers. And along the way, without filling a single form, you have started the habit that changes everything: keeping track of your money.
See how earning worksWhat we promise, and what we will never do
We will never ask you to share your OTP, password, or bank login.
Anyone who does, in our name, is a fraud. Full stop.
If we do not know a number, we say so.
We would rather tell you we do not know than guess with your money.
We will never push a loan or a product on you.
Anything we offer appears only when it fits your life, and no is always a full answer.
We speak your language.
Hindi, Hinglish, Bhojpuri, Telugu, Tamil, Gujarati, Haryanvi, Bengali, ya aapki apni bhasha. Speaking comes first; typing works too.
Earning here is free.
You never pay to earn. Anyone asking you for money to join is not us.
Your information works for you, not on you.
We grow only when you grow
We do well only when you get through more weeks steady, claim what is yours, and keep more of what you earn. That alignment is not a slogan. It is the design.
Are you a brand, a benefits organisation, or an investor who believes India's workers deserve better? We would like to talk.
Questions people ask us
Is SearchCoins AI really free?
Yes, always. You earn on the platform; you never pay to be here.
Will you ask for my bank details or OTP?
You do not need any bank details to join. We will never ask you to share your OTP, password, or bank login, and we never will. If anyone asks in our name, it is a scam. Please report it. Later, if you want to move earnings to your own bank account, you will add those details yourself and you will always be in control of them.
Which languages can I use?
Hindi, Hinglish, Bhojpuri, Telugu, Tamil, Gujarati, Haryanvi, Bengali and more. Voice comes first. If you can say it, you never have to type it.
How does money tracking work?
Only with your permission. The app can read the bank transaction messages your phone already receives, so what you earn and spend is tracked automatically. No forms, no diaries. It never reads your personal chats or OTPs, and you can turn it off anytime.
Who is SearchCoins AI for?
Gig and daily-wage workers first: riders, drivers, guards, salon and factory staff. But anyone is welcome to join.
How do I start?
Join the waitlist for early access. You can also read how earning works before you sign up.